Non-resident mortgage finance for UK property
Designed for borrowers from Greater China, South-East Asia and the Middle East
Cost-effective property finance for non-residents of the United Kingdom
There’s a lot to love about the United Kingdom – the heritage and culture, location, education and employment opportunities. For international investors, one of the other attractions is property investment.
If you want stable yields, long-term growth and an asset you can leverage, property in the UK can be an excellent investment.
BC Investment Group can help you unlock the full potential of your investment by providing competitive mortgage finance for your investment property in the UK. BC Investment Group is one of the few financial institutions who can provide loans at a competitive rate to borrowers from Greater China and Asia and other international jurisdictions with no requirement to be a UK expat or to hold a UK bank account.
Achieve greater leverage with our investment non-resident loan*
BC Regal and BC Gem
These Products combine the flexibility, affordability and simplicity you need to achieve success in this lucrative market. It offers:
A low variable interest rate
up to 70% LTV
loans up to £1,500,000
25-year loan term
And you don’t need a UK bank account or to be a UK expat to qualify for our loans.
*BC Invest can only provide a loan to a customer who makes their property available for rent, also known as a Buy-To-Let mortgage, and is not intending to occupy the property to which the finance relates.
BC Easy
BC Easy gives you flexibility, with no proof of income required. It also offers:
A low variable interest rate
up to 60% LTV
loans up to £1,000,000
25-year loan term
And again you don’t need a UK bank account or to be a UK expat to qualify for our loans.
*BC Invest can only provide a loan to a customer who makes their property available for rent, also known as a Buy-To-Let mortgage, and is not intending to occupy the property to which the finance relates.
BC Reset
BC Reset allows investors to quickly and cheaply refinance their existing loan. It offers:
A low variable interest rate
Up to 70% LTV
Loans up to £1,500,000
25 Year loan term
Reduced document requirements
And again you don’t need a UK bank account or to be a UK expat to qualify for our loans.
*BC Invest can only provide a loan to a customer who makes their property available for rent, also known as a Buy-To-Let mortgage, and is not intending to occupy the property to which the finance relates.
UK’s property market advantage
Long-term success
From a longer-term perspective, the attractions of UK property investment include:
A market that has proven resilience in the face of market and political shocks
A shift towards ‘lifetime renting’ – underpinning long-term lease income
Rapidly increasing population
Low interest rates – which are likely to stay low
Short-term growth
In the shorter term one of the major drivers in the UK rental market is residential undersupply which, combined with increasing demand, is driving the UK rental market to new heights. Current stamp duty reductions and the relative weakness of the pound also offer relative value and tax efficiencies for global investors.
For all these reasons the UK market looks attractive to global investors seeking geared property investments outside their home market.
Why choose us?
Foreign currency specialist lender
Approval in Principle within
2 business days
Competitive interest rates
We service over 6,000 mortgage customers
No requirement to be a UK Expat or have a UK Bank account
In 11 locations worldwide
Non-resident experts - Asia and Middle East
Dedicated customer service from multilingual team
Committed to long-standing relationships
We have built strong relationships with broker and property specialist networks across the UK, Australia and Asia. These are win-win relationships. Clients benefit from their broker’s deep understanding of their needs and from BC Investment Group’s ability to deliver the financing solutions to meet those needs.
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